1114 Mercer Avenue
Ojai, CA, 93023
$1,595,000
MLS: 26666979
Beds
3
Baths
2
Sq Ft
1,851
Lot
0.23 ac
Year Built
1963
MLS #
26666979
Days on Market
27
Listed
Mar 19, 2026
Description
The thoughtful path up to this house gives you your first hint of what's inside: gorgeous natural light, a backyard that is an entertainer's delight, and a home that actually lives as well as it looks. The living room is spacious and bright, and it flows naturally into the kitchen without feeling like two separate spaces. The layout just makes sense; nothing feels cramped or disconnected. The backyard is where this place really stands out. There's a stone water feature and pond adding soothing ambient sound, and behind it, you're looking straight out at the mountains. It's the kind of view you don't get tired of. There's plenty of room to sit outside, have people over, or just do nothing but soak up the Pink Moment. The spacious primary bedroom has its own door to the backyard, so you can step right outside in the morning and enjoy the unparalleled views. The other two bedrooms get gorgeous natural light and are solid in size. A detached garage is ready for whatever you deem, depending on what you need: workshop, studio, extra storage, whatever fits. You're also close enough to walk to Ojai's shops and restaurants, and spectacular hiking isn't far either. It's genuinely a special place to live.
Location
Ojai, Ventura County, CA 93023
Open on Google Maps ↗Listed by: Heidi Sowards · Compass
Payment estimate
$11,380
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $159,500 · Loan: $1,435,500
- Principal & Interest
- $8,820
- Property tax (1.25%)
- $1,661
- Homeowners insurance
- $300
- Mortgage insurance
- $598
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ojai home with as little as 3.5% down using an FHA loan — roughly $55,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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