ActiveSingleFamilyResidence

1129 1st Street

Fillmore, CA, 93015

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$810,000

MLS: V1-35727

Beds

4

Baths

2

Sq Ft

1,893

Lot

0.15 ac

Year Built

1992

MLS #

V1-35727

Days on Market

6

Listed

Apr 10, 2026

Description

Welcome to 1129 1st Street -- a beautifully updated home that blends comfort, functionality, and modern style. Fresh interior paint, completed just a year ago, gives a bright and inviting feel the moment you step inside. The open-concept living room has been upgraded with recessed lighting and elegant crown molding throughout, creating a seamless flow perfect for entertaining or everyday living.Two newly renovated bathrooms showcase contemporary finishes and thoughtful design. The home also features a full PEX plumbing upgrade, brand new gutters, and an instant hot water system paired with a tankless water heater for maximum efficiency and convenience.A newer furnace ensures year-round comfort, while the modern laundry room adds both practicality and charm. The garage includes dedicated storage and a convenient drop-down ladder for easy attic access.Every detail of this home has been carefully considered, offering a move-in-ready experience with quality upgrades you can appreciate for years to come.

Location

Fillmore, Ventura County, CA 93015

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Listed by: Luis Perales · Century 21 Masters

Payment estimate

$5,927

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $81,000 · Loan: $729,000

%
Principal & Interest
$4,479
Property tax (1.25%)
$844
Homeowners insurance
$300
Mortgage insurance
$304
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Fillmore home with as little as 3.5% down using an FHA loan — roughly $28,350 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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