ActiveCondominium

1134 W Philadelphia

Ontario, CA, 91762

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$415,000

MLS: PW26101164

Beds

2

Baths

1

Sq Ft

918

Lot

0.02 ac

Year Built

1973

MLS #

PW26101164

Days on Market

1

Listed

May 10, 2026

Description

FHA approved and ready for its new owner! This well maintained 2-bedroom, 1-bath condo is ideally situated in the vibrant city of Ontario, CA. This desirable upstairs end unit offers privacy, natural light, and a cozy floor plan designed for both everyday comfort and easy entertaining. Step outside to your spacious private balcony — the perfect place to relax, enjoy the fresh air, or take in views of the beautifully maintained community. Below the unit, you’ll find a convenient attached two-car garage with easy access and additional room for storage. Move-in ready and thoughtfully maintained, this home is a fantastic opportunity for first-time homebuyers, those looking to downsize, or anyone seeking an investment property. Residents enjoy access to community amenities including a refreshing pool and tennis courts. Ideally located near popular shopping, dining, and commuter-friendly freeway access, this condo offers the perfect combination of convenience, comfort, and community living.

Location

Ontario, San Bernardino County, CA 91762

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Listed by: Lucy Spencer · ROA California Inc

Payment estimate

$3,217

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $41,500 · Loan: $373,500

%
Principal & Interest
$2,329
Property tax (1.25%)
$432
Homeowners insurance
$300
Mortgage insurance
$156
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of May 7, 2026

30-year fixed
6.37%
15-year fixed
5.72%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $14,525 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Active and pending listings in ZIP 91762 (Ontario)within ±10% of this home's price and size.

Local Market Stats

See Ontario, CA 91762 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.