11386 McGirk Avenue
El Monte, CA, 91732
$728,000
MLS: WS26056544
Beds
4
Baths
3
Sq Ft
1,810
Lot
0.04 ac
Year Built
1985
MLS #
WS26056544
Days on Market
16
Listed
Mar 27, 2026
Description
Beautifully maintained 4-bedroom, 2.5-bath detached townhouse located in a quiet and peaceful PUD community in North El Monte, ideally situated near Arcadia and Temple City. Offering approximately 1,810 sq ft of living space, this home features a spacious and functional floor plan with a large living/family room, formal dining area, and an updated kitchen. A convenient powder room is located on the main level. Upstairs, you’ll find a generously sized primary suite featuring a large walk-in closet, along with three additional well-proportioned bedrooms and two full bathrooms—providing comfort and flexibility for everyday living. Additional highlights include a two-car attached garage plus one extra secured and locked parking space, a rare and valuable feature. Enjoy a private backyard, perfect for relaxing or entertaining in a peaceful and serene setting. This home has been thoughtfully upgraded with numerous improvements, including Fresh interior paint and luxury vinyl plank flooring on the stairs and 2nd level all bedrooms (March 2026, excluding tiled areas), Roof was replaced approximately 7 years ago, Updated kitchen (2015) featuring oak cabinetries, granite countertops, backsplash, range, oven, dishwasher, and tile flooring in both kitchen and living room. Other additional upgrades include exterior paint, garage door, and automatic garage door opener, A/C, heater, and water heater… HOA dues are $170/month base, plus $20 per occupant residing in the property, offering a flexible cost structure. Ideally located close to shopping, dining, schools, banks, public transportation, and Sam’s Club—adding everyday convenience to this already desirable home. Move-in ready and a fantastic opportunity in a highly convenient location!
Location
El Monte, Los Angeles County, CA 91732
Open on Google Maps ↗Listed by: PEARL KHOO · IRN REALTY
Payment estimate
$5,357
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $72,800 · Loan: $655,200
- Principal & Interest
- $4,026
- Property tax (1.25%)
- $758
- Homeowners insurance
- $300
- Mortgage insurance
- $273
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this El Monte home with as little as 3.5% down using an FHA loan — roughly $25,480 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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