11390 Citrus Drive 102
Ventura, CA, 93004
$695,000
MLS: V1-35795
Beds
3
Baths
3
Sq Ft
1,698
Lot
0.04 ac
Year Built
2015
MLS #
V1-35795
Days on Market
7
Listed
Apr 14, 2026
Description
Come enjoy the ease of townhome living within a space that feels much like that of a single-family home. This charming 3-bedroom, 2.5-bath townhome, located within a newer East Ventura community, features a light and bright downstairs level with an open-concept floor plan. The family room flows seamlessly into an updated kitchen complete with granite countertops, stainless steel appliances, and a large center island--perfect for everyday living and entertaining. The main level also includes a designated dining area and a convenient powder bath for guests. Upstairs, a spacious loft provides a flexible living space, along with all three bedrooms. The primary suite offers generous proportions, a walk-in closet, and a well-appointed en-suite bathroom with dual sinks, a soaking tub, and a separate shower. Two additional bedrooms and an upstairs laundry area add to the home's thoughtful layout. Additional highlights include an attached 2-car garage and central AC for year-round comfort. HOA dues are an affordable $270/month and cover WATER, sewer, much of the exterior insurance and exterior maintenance. Come view today, as homes in this community do not come up often!
Location
Ventura, Ventura County, CA 93004
Open on Google Maps ↗Listed by: Kaitlin Miller · BHHS California Properties
Payment estimate
$5,128
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $69,500 · Loan: $625,500
- Principal & Interest
- $3,843
- Property tax (1.25%)
- $724
- Homeowners insurance
- $300
- Mortgage insurance
- $261
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $24,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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