114 Poinsettia Gardens Drive 114
Ventura, CA, 93004
$549,000
MLS: 226001154
Beds
2
Baths
2
Sq Ft
1,284
Lot
0.09 ac
Year Built
1988
MLS #
226001154
Days on Market
14
Listed
Mar 12, 2026
Description
Peaceful Retreat Surrounded by Nature. This beautiful residence offers a rare blend of privacy, scenic views, and exceptional functionality. The main living areas are designed to capture natural light and outdoor beauty. The contemporary kitchen features Corian and granite countertops, stainless steel appliances and ample cabinetry. Just off the kitchen, the California room style family room provides the perfect place to relax while taking in calming pond views. Soak up the scenery on the outdoor patio just off the living room. The spacious primary bedroom includes vaulted ceiling, generous closet and spa style bathroom. The formal dining room was converted from the secondary bedroom. The updated secondary bathroom has dual shower heads and stone shower floor. A rare three-car tandem garage offers workshop potential, or hobby space, along with an attached flex space ideal for guest room / den or office. Other outstanding features are dual-paned windows and hard surface flooring throughout, central A/C and abundant storage. Residents in this 55+ community have low HOA fees which includes water, sewer, trash, a clubhouse, indoor lap pool and spa, fitness center, and club house. Enjoy a lifestyle with peace and tranquility.
Location
Ventura, Ventura County, CA 93004
Open on Google Maps ↗Listed by: Catherine Diliberti · Berkshire Hathaway Homeservices California Properties
Payment estimate
$4,114
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $54,900 · Loan: $494,100
- Principal & Interest
- $3,036
- Property tax (1.25%)
- $572
- Homeowners insurance
- $300
- Mortgage insurance
- $206
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $19,215 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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