ActiveSingleFamilyResidence

1140 Tropic Court

Redlands, CA, 92374

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$639,800

MLS: OC26001688

Beds

3

Baths

3

Sq Ft

1,815

Lot

0.08 ac

Year Built

2026

MLS #

OC26001688

Days on Market

76

Listed

Jan 14, 2026

Description

Brand new, energy-efficient home available by Jan 2026! An open-concept layout means you can prepare dinner at the kitchen island without missing the conversation in the great room. Upstairs, the primary suite offers dual sinks with walk-in closet and spacious secondary bedrooms. Plus, a large versatile loft. Willow at Live Oak is now selling with designer-decorated model homes in Redlands, CA. Featuring two-story, single-family homes with expansive primary suites, chef-inspired kitchens, and flexible lofts. Every home boasts energy-efficient features such as multispeed HVAC systems, spray foam insultation, and high-performance air filtration so you can spend less on utility bills and more on the things that matter most. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

Location

Redlands, San Bernardino County, CA 92374

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Listed by: Shawn Black · Meritage Homes of California

Payment estimate

$4,744

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $63,980 · Loan: $575,820

%
Principal & Interest
$3,538
Property tax (1.25%)
$666
Homeowners insurance
$300
Mortgage insurance
$240
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Redlands home with as little as 3.5% down using an FHA loan — roughly $22,393 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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