1141 W 21st
San Pedro, CA, 90731
$799,000
MLS: SB26035788
Beds
3
Baths
3
Sq Ft
1,564
Lot
0.12 ac
Year Built
1932
MLS #
SB26035788
Days on Market
52
Listed
Feb 17, 2026
Description
1141 W 21st Street, San Pedro offers a rare opportunity to own a two unit, 1,564 total sq ft, property with extensive custom details and private outdoor spaces. The front one-story residence features a vaulted-ceilings, hardwood floors and recessed lighting, an efficiently designed kitchen with custom cabinetry, built-in refrigerator and dishwasher, and an integrated dining counter. The bedroom includes built-in storage and desk, loft sleeping area, and en-suite bathroom and walk-in closet. A sun filled wood deck and patio connects the two homes. The rear two-story residence offers a flexible layout with large foyer, built-in custom cabinetry and flowing natural light throughout, and an expansive laundry room with storage. The lower-level offers a bedroom suite with attached spacious bathroom and finished concrete floors. The upper level includes a light-filled kitchen with built-in dining area and flex space, large picture windows, an additional bedroom, and custom bathroom. The low maintenance large backyard with tall bamboo trees and fencing creates a secluded retreat. Additional features include dual-pane windows, outdoor shower, laundry chute, automatic gated driveway with room for 2 to 3 cars, outdoor storage shed. This property is ideal for multi-generational living, rental income, or home office use. Conveniently located near beaches, dining, and the up-and-coming San Pedro waterfront. Seller is willing to entertain a Seller Financing.
Location
San Pedro, Los Angeles County, CA 90731
Open on Google Maps ↗Listed by: Mike Naylor · Compass
Payment estimate
$5,850
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $79,900 · Loan: $719,100
- Principal & Interest
- $4,418
- Property tax (1.25%)
- $832
- Homeowners insurance
- $300
- Mortgage insurance
- $300
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Pedro home with as little as 3.5% down using an FHA loan — roughly $27,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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