11461 Charlotte
Adelanto, CA, 92301
$399,000
MLS: DW25279390
Beds
3
Baths
2
Sq Ft
1,556
Lot
0.22 ac
Year Built
2020
MLS #
DW25279390
Days on Market
53
Listed
Dec 22, 2025
Description
Great 3 bedroom 2 Bath Home is a desirable area of Adelanto. Year built 2020 and house shows brands new with several upgrades made by current owner since they purchased it 2021. PROPERTY FEATURES WATER SOFTNER FOR THE WHOLE HOUSE WHICH WILL STAY. Property consists of a wide long driveway, ideal for RV Parking. Property has a paid off Solar Panel which was already at the property when current owner bought the house.
Location
Adelanto, San Bernardino County, CA 92301
Open on Google Maps ↗Listed by: Richard Diaz · First Family Homes
Payment estimate
$3,072
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,900 · Loan: $359,100
- Principal & Interest
- $2,206
- Property tax (1.25%)
- $416
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Adelanto home with as little as 3.5% down using an FHA loan — roughly $13,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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