Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

11468 Kiowa

Apple Valley, CA, 92308

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$880,000

MLS: CV26029840

Beds

7

Baths

4

Sq Ft

5,469

Lot

4.20 ac

Year Built

1987

MLS #

CV26029840

Days on Market

1

Listed

Mar 5, 2026

Description

Sprawling multi-generational retreat on 4.2 acres in Apple Valley! This Turnkey contemporary two-story home offers approx. 5,469 sq ft with 7 bedrooms and 4 bathrooms, including TWO primary suites plus additional main-floor bedrooms—ideal for extended family, guests, or flexible home-office / hobby space. Upstairs, a dedicated office with a closet and egress can easily function as an optional 8th bedroom. Vaulted ceilings, granite counters, a large kitchen with gas cooktop, double ovens and pantry, plus multiple living areas including a family room and game room create room for everyone to spread out. Cozy up to multiple wood-burning fireplaces, then step outside to enjoy covered patio areas and wide-open space. Need room for equipment, toys, or a serious workspace? You’ll love the approx. 1,200 sq ft detached workshop, along with a long concrete driveway and ample parking. Level lot with usable land—bring your RV, trailers, trucks, and all the gear. Bonus: while the home is currently on municipal water, there is an existing well with a pump system in place for those who may want the option to utilize it. Convenient location with a peaceful neighborhood feel, but still very close to everything. A rare blend of size, versatility, and land—come see what you can do with all this space!

Location

Apple Valley, San Bernardino County, CA 92308

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Listed by: Robert St. Onge · FIRST TEAM REAL ESTATE

Payment estimate

$6,413

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $88,000 · Loan: $792,000

%
Principal & Interest
$4,866
Property tax (1.25%)
$917
Homeowners insurance
$300
Mortgage insurance
$330
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $30,800 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Local Market Stats

See Apple Valley, CA 92308 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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