11475 Descanso Road
Pinon Hills, CA, 92372
$397,000
MLS: TR26038377
Beds
4
Baths
2
Sq Ft
1,493
Lot
2.07 ac
Year Built
2026
MLS #
TR26038377
Days on Market
56
Listed
Feb 25, 2026
Description
Welcome to 11475 Descanso Road in the peaceful community of Pinon Hills — where wide-open skies, mountain views, and High Desert tranquility meet modern living. This brand-new 2026 Champion home sits on 2.07 fully fenced acres and offers 1,493 square feet of thoughtfully designed space featuring 4 bedrooms and 2 bathrooms. Inside, you’ll find raised 9-foot ceilings, an open-concept layout, and stainless steel appliances that complement the home’s contemporary finishes. Enjoy the perfect balance of privacy and convenience with close-to-pavement access while still embracing the rural lifestyle Pinon Hills is known for. With newer homes continuing to attract buyers seeking space and value away from the city, this move-in-ready property offers both comfort and opportunity at $399,999 — this one won’t last!
Location
Pinon Hills, San Bernardino County, CA 92372
Open on Google Maps ↗Listed by: Jonathan Minerick · Homecoin.com
Payment estimate
$3,058
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,700 · Loan: $357,300
- Principal & Interest
- $2,195
- Property tax (1.25%)
- $414
- Homeowners insurance
- $300
- Mortgage insurance
- $149
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Pinon Hills home with as little as 3.5% down using an FHA loan — roughly $13,895 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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