1148 Locust Avenue
Long Beach, CA, 90813
$899,900
MLS: DW26055864
Beds
3
Baths
4
Sq Ft
1,706
Lot
0.09 ac
Year Built
1915
MLS #
DW26055864
Days on Market
38
Listed
Mar 14, 2026
Description
Beautifully remodeled property in the heart of Long Beach, just minutes from the beach, major freeways, and set within a charming historic neighborhood. The front home features 3 bedrooms and 2.5 bathrooms with an open layout, cozy fireplace, updated flooring, new windows, and a modern kitchen with brand-new cabinetry and included appliances. A basement provides additional storage space. The property also includes a fully permitted detached studio ADU with its own electrical meter, kitchenette, and tankless water heater. Both units are equipped with stackable washer and dryer sets, and the long driveway offers plenty of parking. With two electrical meters, one gas meter, and one water meter, this versatile property is well suited for owner-occupants looking to offset their mortgage or investors seeking income potential in a prime Long Beach location.
Location
Long Beach, Los Angeles County, CA 90813
Open on Google Maps ↗Listed by: Luther Sanchez · Century 21 Allstars
Payment estimate
$6,551
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $89,990 · Loan: $809,910
- Principal & Interest
- $4,976
- Property tax (1.25%)
- $937
- Homeowners insurance
- $300
- Mortgage insurance
- $337
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Long Beach home with as little as 3.5% down using an FHA loan — roughly $31,497 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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