11486 Cardiff Lane
Loma Linda, CA, 92354
$629,900
MLS: PW26082429
Beds
3
Baths
2
Sq Ft
1,414
Lot
0.15 ac
Year Built
1988
MLS #
PW26082429
Days on Market
2
Listed
Apr 17, 2026
Description
Welcome to 11486 Cardiff Lane, a beautifully refreshed single-story home offering 3 bedrooms, 2 bathrooms, and approximately 1,414 square feet of comfortable living space on a 6,630 square foot lot. Bright, open, and thoughtfully updated, this home creates an immediate sense of comfort with vaulted ceilings, abundant natural light, and a floor- plan that balances both function and warmth. The formal living and dining area makes a welcoming first impression, while the separate family room with fireplace offers a more relaxed space for everyday living, quiet evenings, or casual entertaining. The kitchen is designed for daily comfort, featuring generous cabinetry, ample tile counter space, and a bright breakfast area with direct access to the backyard. Recent improvements such as fresh interior paint, updated flooring, ceiling fans, raised-panel doors, and indoor laundry enhance the home’s clean, move-in-ready appeal. The primary suite offers privacy and comfort with its own bath and dual sinks, while the secondary bedrooms are well-sized and versatile for family, guests, or a home office. Outside, the backyard provides space to unwind, entertain, or personalize over time, and the attached 2-car garage adds everyday convenience. Clean, inviting, and easy to imagine yourself in, 11486 Cardiff Lane is a home that delivers the kind of single-story livability, comfort, and thoughtful updates that buyers are always hoping to find! comfort, and thoughtful updates that buyers are always hoping to find.
Location
Loma Linda, San Bernardino County, CA 92354
Open on Google Maps ↗Listed by: Jeffrey Simons · Keller Williams Realty
Payment estimate
$4,676
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $62,990 · Loan: $566,910
- Principal & Interest
- $3,483
- Property tax (1.25%)
- $656
- Homeowners insurance
- $300
- Mortgage insurance
- $236
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Loma Linda home with as little as 3.5% down using an FHA loan — roughly $22,047 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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