1150 W Capitol 18
San Pedro, CA, 90732
$800,000
MLS: PW26043656
Beds
3
Baths
3
Sq Ft
1,747
Lot
4.75 ac
Year Built
1982
MLS #
PW26043656
Days on Market
22
Listed
Feb 27, 2026
Description
Welcome to 1150 West Capitol Drive, San Pedro, CA—a bright, beautifully maintained townhome in the Baywatch Townhomes Association, offering the perfect blend of comfort, style, and indoor/outdoor living. Step inside to soaring ceilings, warm hardwood floors, and a striking tiled fireplace that anchors the inviting living room. The home flows naturally into the dining area and updated kitchen featuring crisp white cabinetry, generous counter space, and a clean, timeless look—ideal for everyday living and easy entertaining. You’ll also love the convenience of in-unit laundry tucked neatly behind louvered doors. This home has over $100K of upgrades in the last 5 years. Outside, enjoy a private brick patio—your own outdoor retreat for morning coffee, weekend BBQs, and hosting under the gazebo lights, with plenty of room for container gardening or a cozy lounge setup. One of the biggest highlights: this home offers an outstanding financing opportunity with a VA loan that may be assumable at 2.25% (buyer must qualify and assumption is subject to VA/lender approval and applicable terms)—a rare advantage in today’s market. The HOA is $730/month. Location is everything, and this home places you near the excitement of San Pedro’s transforming waterfront. West Harbor is anticipated to open around summer 2026, bringing a vibrant new destination with an amphitheater, a Ferris wheel, a carousel, and a nearby beach park—an incredible lifestyle perk just minutes away. Don’t miss this opportunity to own a move-in-ready townhome with a private patio retreat, a rare VA assumable loan possibility, and a front-row seat to San Pedro’s next big waterfront moment.
Location
San Pedro, Los Angeles County, CA 90732
Open on Google Maps ↗Listed by: Yvette Hitchens · Pacific Estates
Payment estimate
$5,857
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $80,000 · Loan: $720,000
- Principal & Interest
- $4,424
- Property tax (1.25%)
- $833
- Homeowners insurance
- $300
- Mortgage insurance
- $300
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Pedro home with as little as 3.5% down using an FHA loan — roughly $28,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This San Pedro property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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