Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveMixedUse

1153 N F

San Bernardino, CA, 92410

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$899,000

MLS: OC26034335

Beds

5

Baths

5

Sq Ft

4,145

Lot

0.54 ac

Year Built

1948

MLS #

OC26034335

Days on Market

0

Listed

Feb 17, 2026

Description

*PRIME INVESTMENT* Multi Homes and A Detached 3-car garage on an expansive lot with 2 parcels. House#1(main building): currently setting open space as church worship center or multi purposes, a large fellowship section or could be living and dining room combined, an adjacent, a kitchen, 2 restrooms, and 2 cute offices. It's offering a flexible layout with adaptive reuse potential for the next visionary. House#2: two bedrooms, 1.5 baths, large living room, attached storage unit; Cute Cottage#3: three bedrooms, 1 bath, living room, a kitchen and laundry. While all the structures sit on one parcel, the other parcel is flat lot using as parking lot. Many upside potentials! It's truly a Diamond in the Rough. *MUST SEE* Sellers/Seller’s Agent/Seller’s Broker has not independently verified information stated in this MLS listing and has either relied on public sources of data or Seller representations. The information stated in the MLS about this property in NOT guaranteed and Buyer/Buyer’s Agent are strongly advised to independently verify all information contained herein, including but not limited to any numerical references to square footage, lot size, permits, value of upgrades, intended use, or otherwise.

Location

San Bernardino, San Bernardino County, CA 92410

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Listed by: An Nguyen · Viva Estate Lending

Payment estimate

$6,545

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $89,900 · Loan: $809,100

%
Principal & Interest
$4,971
Property tax (1.25%)
$936
Homeowners insurance
$300
Mortgage insurance
$337
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $31,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Local Market Stats

See San Bernardino, CA 92410 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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