1154 E 20th
Long Beach, CA, 90806
$609,999
MLS: DW26073098
Beds
2
Baths
1
Sq Ft
1,048
Lot
0.12 ac
Year Built
1920
MLS #
DW26073098
Days on Market
7
Listed
Apr 7, 2026
Description
Located in the heart of Long Beach, 1154 E. 20th Street presents a strong opportunity for both homeowners and investors looking for a property with upside potential. This single-family residence features 2 bedrooms and 1 bathroom, offering approximately 1,048 square feet of living space on a sizable lot. The home sits on a generous parcel and includes a long driveway leading to a detached garage—an especially valuable feature in this area where street parking can often be limited. The garage itself adds flexibility and functionality, and the permitted additional 198 square feet behind the garage further enhances the property’s usable space, creating potential for storage, workspace, or future conversion. One of the most attractive aspects of this property is its suitability for an ADU (Accessory Dwelling Unit). With the existing layout, detached garage, and added square footage, the property offers an ideal setup for those looking to build out additional living space for rental income or multigenerational use. The home is currently in fair condition and would benefit from updates and renovation, making it a great opportunity for a buyer looking to customize and add value. With the right vision, this property has the potential to be transformed into a highly functional and income-producing asset in a desirable Long Beach location.
Location
Long Beach, Los Angeles County, CA 90806
Open on Google Maps ↗Listed by: David De La Vega · The Doorway Realty
Payment estimate
$4,537
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $61,000 · Loan: $548,999
- Principal & Interest
- $3,373
- Property tax (1.25%)
- $635
- Homeowners insurance
- $300
- Mortgage insurance
- $229
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Long Beach home with as little as 3.5% down using an FHA loan — roughly $21,350 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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