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$649,000
MLS: TR26099095
Beds
3
Baths
1
Sq Ft
890
Lot
0.11 ac
Year Built
1986
MLS #
TR26099095
Days on Market
3
Listed
May 8, 2026
Description
Beautiful single-story home located on a quiet cul-de-sac in the highly desirable Los Osos High School district of Rancho Cucamonga. This well-maintained 3-bedroom, 1-bath home offers 890 sqft of comfortable living space on a 4,800 sqft lot. Features include an updated kitchen with granite countertops, dual-pane windows, laminate flooring, central A/C, and a spacious backyard perfect for entertaining or relaxing. Enjoy mountain views, a direct-access 2-car garage, and the convenience of being close to shopping, dining, parks, and freeway access. No HOA. Ideal for first-time buyers, downsizers, or investors looking for a great Rancho Cucamonga opportunity.
Location
Rancho Cucamonga, San Bernardino County, CA 91737
Open on Google Maps ↗Listed by: Jie Yao · ReMax 2000 Realty
Payment estimate
$4,915
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $64,900 · Loan: $584,100
- Principal & Interest
- $3,696
- Property tax (1.25%)
- $676
- Homeowners insurance
- $300
- Mortgage insurance
- $243
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $22,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Rancho Cucamonga, CA 91737 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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