1161 W 45th
San Bernardino, CA, 92407
(No pictures available yet)
$539,900
MLS: CV26092980
Beds
3
Baths
2
Sq Ft
1,678
Lot
0.17 ac
Year Built
2004
MLS #
CV26092980
Days on Market
4
Listed
May 2, 2026
Description
Discover exceptional value with this beautifully upgraded home located in a peaceful neighborhood near Cal State San Bernardino. Perfectly positioned just minutes from local schools, this property offers both convenience and comfort. Step inside to find tasteful interior upgrades, while the spacious, fully updated backyard patio creates the ideal setting for entertaining, relaxing, or enjoying California evenings. The low-maintenance yard and abundant street parking make day-to-day living effortless. With quick access to the 210 and 215 freeways, commuting is a breeze. This home is an outstanding opportunity for first-time buyers or anyone looking to downsize without sacrificing quality. Added bonus: select appliances, TVs, and a security camera system are included, giving you even more value from day one.
Location
San Bernardino, San Bernardino County, CA 92407
Open on Google Maps ↗Listed by: Jesse Gonzalez · STIGLER MORTGAGE
Payment estimate
$4,092
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $53,990 · Loan: $485,910
- Principal & Interest
- $3,027
- Property tax (1.25%)
- $562
- Homeowners insurance
- $300
- Mortgage insurance
- $202
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 14, 2026
- 30-year fixed
- 6.36%
- 15-year fixed
- 5.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $18,897 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92407 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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