1166 Cummings
San Bernardino, CA, 92411
$525,000
MLS: IV26028224
Beds
3
Baths
2
Sq Ft
2,000
Lot
0.16 ac
Year Built
1950
MLS #
IV26028224
Days on Market
24
Listed
Feb 9, 2026
Description
Just over 2,000 sq ft, this very clean 3-bedroom, 2-bath home sits on a desirable corner lot with a large yard and abundant parking, making it ideal for multi-generational living or investment potential. The property features an expanded living area with a functional, flowing floor plan and includes a private primary bedroom and bathroom. A portion of the home offers flexibility and could be sectioned off with its own separate entrance—perfect for extended family, guests, or rental possibilities. The expansive lot includes covered patio parking and ample outdoor space for entertaining, storage, or future use. Major systems have been meticulously maintained, including a newer roof (2020), updated copper plumbing and ABS sewer line (approximately 6 years ago), newer water heater, updated windows (approximately 10 years old), a newer electrical panel, and an air conditioning system approximately 12 years old. This home offers space, versatility, and peace of mind—an excellent opportunity for families seeking room to grow or buyers looking for flexible living options.
Location
San Bernardino, San Bernardino County, CA 92411
Open on Google Maps ↗Listed by: CHRISTIAN GURROLA · NEST REAL ESTATE
Payment estimate
$3,947
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $52,500 · Loan: $472,500
- Principal & Interest
- $2,903
- Property tax (1.25%)
- $547
- Homeowners insurance
- $300
- Mortgage insurance
- $197
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $18,375 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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