PendingSingleFamilyResidence

117 Encanto

Monterey Park, CA, 91755

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$889,000

MLS: WS26052719

Beds

3

Baths

3

Sq Ft

1,695

Lot

1.48 ac

Year Built

2016

MLS #

WS26052719

Days on Market

26

Listed

Mar 20, 2026

Description

Welcome to 117 Encanto Lane, a beautifully maintained two-story home built in 2016 in the desirable gated neighborhood of Encanto Walk. Offering 1,695 sq ft of stylish living space, this residence features 3 bedrooms and 3 bathrooms—perfect for modern living. The bright and airy floor plan includes a formal entry leading to a spacious living and dining area which opens up to a private covered back patio. The open kitchen boasts quartz countertops, designer backsplash, center island, and soft-close cabinetry. Upstairs, the primary suite offers a walk-in closet and luxurious bath with dual sinks, soaking tub, and separate shower. Two additional bedrooms, a full bath, and a convenient laundry room complete the second level. Encanto Walk offers a true community lifestyle with only 80 homes, a private picnic area, neighborhood events, and low HOA covering landscaping, security, and gated access. Minutes from Monterey Park Marketplace, schools, parks, and easy access to freeways (60, 710, 10). Don't miss this opportunity—schedule your tour today!

Location

Monterey Park, Los Angeles County, CA 91755

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Listed by: PHAT LU · Fairview Realty, Inc.

Payment estimate

$6,475

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $88,900 · Loan: $800,100

%
Principal & Interest
$4,916
Property tax (1.25%)
$926
Homeowners insurance
$300
Mortgage insurance
$333
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Monterey Park home with as little as 3.5% down using an FHA loan — roughly $31,115 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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