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$339,000
MLS: OC26097771
Beds
2
Baths
1
Sq Ft
713
Lot
0.09 ac
Year Built
1954
MLS #
OC26097771
Days on Market
2
Listed
May 6, 2026
Description
Welcome to your Moonridge Gem! This charming mountain retreat is the perfect starter home or getaway, offering everything you need to start living the Big Bear lifestyle. Enjoy stunning views from the front porch—recently updated with durable Trex decking—or relax on the spacious rear deck located just off the secondary bedroom. The unique second-bedroom loft is a large, versatile space that comfortably fits two double beds and features its own separate upstairs entrance. This home comes fully furnished and turnkey, including all furniture, TV, refrigerator, microwave, washer, dryer, and kitchen dining set. The fully enclosed yard is ideal for kids and pets, and the convenience of inside laundry makes mountain living easy. Perfectly situated near walking trails, the Big Bear Zoo, Moonridge shops, and ski resort shuttle stops, this home puts the best of the mountains right at your doorstep.
Location
Big Bear City, San Bernardino County, CA 92314
Open on Google Maps ↗Listed by: Natalie Locke · Regency Real Estate Brokers
Payment estimate
$2,711
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $33,900 · Loan: $305,100
- Principal & Interest
- $1,930
- Property tax (1.25%)
- $353
- Homeowners insurance
- $300
- Mortgage insurance
- $127
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Big Bear City home with as little as 3.5% down using an FHA loan — roughly $11,865 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Big Bear, CA 92314 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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