ActiveSingleFamilyResidence

1170 Vine

Big Bear City, CA, 92314

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$339,000

MLS: OC26097771

Beds

2

Baths

1

Sq Ft

713

Lot

0.09 ac

Year Built

1954

MLS #

OC26097771

Days on Market

2

Listed

May 6, 2026

Description

Welcome to your Moonridge Gem! This charming mountain retreat is the perfect starter home or getaway, offering everything you need to start living the Big Bear lifestyle. Enjoy stunning views from the front porch—recently updated with durable Trex decking—or relax on the spacious rear deck located just off the secondary bedroom. The unique second-bedroom loft is a large, versatile space that comfortably fits two double beds and features its own separate upstairs entrance. This home comes fully furnished and turnkey, including all furniture, TV, refrigerator, microwave, washer, dryer, and kitchen dining set. The fully enclosed yard is ideal for kids and pets, and the convenience of inside laundry makes mountain living easy. Perfectly situated near walking trails, the Big Bear Zoo, Moonridge shops, and ski resort shuttle stops, this home puts the best of the mountains right at your doorstep.

Location

Big Bear City, San Bernardino County, CA 92314

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Listed by: Natalie Locke · Regency Real Estate Brokers

Payment estimate

$2,711

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $33,900 · Loan: $305,100

%
Principal & Interest
$1,930
Property tax (1.25%)
$353
Homeowners insurance
$300
Mortgage insurance
$127
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of May 21, 2026

30-year fixed
6.51%
15-year fixed
5.85%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Big Bear City home with as little as 3.5% down using an FHA loan — roughly $11,865 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.