Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
PendingSingleFamilyResidence

1170 Windward Way

Oxnard, CA, 93035

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$829,000

MLS: V1-34148

Beds

3

Baths

3

Sq Ft

2,376

Lot

0.09 ac

Year Built

1989

MLS #

V1-34148

Days on Market

54

Listed

Jan 16, 2026

Description

Come feel the relaxing ocean breeze at this spacious 2300+ square foot Oxnard townhome! As you enter through the neatly landscaped yard, you'll step into the heart of the home as soon as you walk through the front door. The downstairs living room has high ceilings and lots of windows! The kitchen has plenty of counter space along with an island and cozy eat-in counter top. Attached to the kitchen is a great flex space which can be used as a living space, breakfast nook, office or whatever your household needs! There are three bedrooms upstairs including the primary suite with a large walk-in closet and spa-like bathroom. One of the secondary bedrooms is oversized with slider door access to the front of the house balcony which sits over the private, two-car attached garage. There is a full hallway bathroom upstairs as well as a three-quarter bath downstairs. This property is a corner lot adorned with California palm trees and lots of grass and greenery! Don't miss an opportunity to see this beautiful coastal townhome!

Location

Oxnard, Ventura County, CA 93035

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Listed by: Laura Mason · RE/MAX Gold Coast REALTORS

Payment estimate

$6,059

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $82,900 · Loan: $746,100

%
Principal & Interest
$4,584
Property tax (1.25%)
$864
Homeowners insurance
$300
Mortgage insurance
$311
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $29,015 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Local Market Stats

See Oxnard, CA 93035 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

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