1174 Oyster Place 15
Oxnard, CA, 93030
$680,000
MLS: V1-33868
Beds
4
Baths
3
Sq Ft
1,732
Lot
—
Year Built
1994
MLS #
V1-33868
Days on Market
92
Listed
Dec 30, 2025
Description
Spacious 4 bedroom 2.5 bathroom home. Two stories with all bedrooms on the second level with two full bathrooms the second floor. There is a loft and a Balcony. Downstairs is a kitchen, living room, dining room, half bathroom with a washer and dryer area. There is a storage area under the stairs. Up grades are flooring up the stairs in the loft and 2 bedrooms. Kitchen counter and a farmers sink. Outside is an open backyard area, which is fenced in.
Location
Oxnard, Ventura County, CA 93030
Open on Google Maps ↗Listed by: Danita Stewart-Crocker · BHGRE Property Shoppe
Payment estimate
$5,024
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $68,000 · Loan: $612,000
- Principal & Interest
- $3,760
- Property tax (1.25%)
- $708
- Homeowners insurance
- $300
- Mortgage insurance
- $255
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $23,800 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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