Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
PendingSingleFamilyResidence

1176 N Ventura Avenue

Oak View, CA, 93022

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$695,000

MLS: V1-35150

Beds

2

Baths

1

Sq Ft

933

Lot

0.11 ac

Year Built

1953

MLS #

V1-35150

Days on Market

2

Listed

Mar 12, 2026

Description

Charming Oak View cottage extensively remodeled in 2020, blending modern updates with cozy bungalow character. Vaulted open-beam ceilings create an airy feel, while the updated interior offers comfortable everyday living. A permitted flex space adds versatility for a home office, studio, gym, or additional storage. The property features private yard areas with fencing, double gates, and a concrete driveway. Conveniently located with easy access to Ojai, Ventura, and Santa Barbara.

Location

Oak View, Ventura County, CA 93022

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Listed by: Erik Wilde · LIV Sothebys Ojai

Payment estimate

$5,128

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $69,500 · Loan: $625,500

%
Principal & Interest
$3,843
Property tax (1.25%)
$724
Homeowners insurance
$300
Mortgage insurance
$261
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Oak View home with as little as 3.5% down using an FHA loan — roughly $24,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Local Market Stats

See Oak View, CA 93022 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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