1176 N Ventura Avenue
Oak View, CA, 93022
$695,000
MLS: V1-35150
Beds
2
Baths
1
Sq Ft
933
Lot
0.11 ac
Year Built
1953
MLS #
V1-35150
Days on Market
2
Listed
Mar 12, 2026
Description
Charming Oak View cottage extensively remodeled in 2020, blending modern updates with cozy bungalow character. Vaulted open-beam ceilings create an airy feel, while the updated interior offers comfortable everyday living. A permitted flex space adds versatility for a home office, studio, gym, or additional storage. The property features private yard areas with fencing, double gates, and a concrete driveway. Conveniently located with easy access to Ojai, Ventura, and Santa Barbara.
Location
Oak View, Ventura County, CA 93022
Open on Google Maps ↗Listed by: Erik Wilde · LIV Sothebys Ojai
Payment estimate
$5,128
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $69,500 · Loan: $625,500
- Principal & Interest
- $3,843
- Property tax (1.25%)
- $724
- Homeowners insurance
- $300
- Mortgage insurance
- $261
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Oak View home with as little as 3.5% down using an FHA loan — roughly $24,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Oak View, CA 93022 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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