1177 E Collins Street
Oxnard, CA, 93036
$1,059,000
MLS: V1-35707
Beds
2
Baths
2
Sq Ft
1,078
Lot
1.00 ac
Year Built
1951
MLS #
V1-35707
Days on Market
3
Listed
Apr 18, 2026
Description
Situated on a full acre, 1177 East Collins Street presents a unique opportunity with exceptional potential. Public records reflect a 3 bedroom, 1 bathroom home; the property is currently configured as a 2 bedroom, 2 bathroom. Buyers are advised to verify all property details.The property features existing improvements, including a detached workshop structure, and a flexible layout ideal for those looking to personalize, expand, or reimagine the space. Two separate water meters are already in place, offering added versatility for a variety of future uses (buyer to verify).The expansive lot provides ample room for personal enjoyment, expansion, or potential development opportunities.Property is being sold in its current 'as-is' condition. Buyers are advised to conduct their own due diligence regarding permits, improvements, zoning, and potential uses. Some improvements may not be reflected in public records.A rare opportunity to secure a full acre property with long-term potential in Oxnard.Offered at $1,059,000.
Location
Oxnard, Ventura County, CA 93036
Open on Google Maps ↗Listed by: Yolanda Castro · Castro Realty Company
Payment estimate
$7,656
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $105,900 · Loan: $953,100
- Principal & Interest
- $5,856
- Property tax (1.25%)
- $1,103
- Homeowners insurance
- $300
- Mortgage insurance
- $397
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $37,065 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Oxnard, CA 93036 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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