11805 Cove
Lucerne Valley, CA, 92356
$210,000
MLS: HD26028523
Beds
2
Baths
1
Sq Ft
1,793
Lot
41.08 ac
Year Built
1952
MLS #
HD26028523
Days on Market
37
Listed
Feb 9, 2026
Description
42.92 acres of opportunity!! ?Two parcels totaling 42.92 acres—one parcel is 41.08 acres and the second is 1.84 acres. The property includes a 2-bedroom, 1-bath home, a 4-car detached garage/shop, and a chicken coop/barn. There are two water wells, one of which is approximately 5 years old. Endless possibilities for ranching, farming, or creating your own private retreat. Priced to sell, won’t last long. Call today for more information or to schedule a showing.
Location
Lucerne Valley, San Bernardino County, CA 92356
Open on Google Maps ↗Listed by: Donald Staff · Oasis Realty Group
Payment estimate
$1,759
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $21,000 · Loan: $189,000
- Principal & Interest
- $1,161
- Property tax (1.25%)
- $219
- Homeowners insurance
- $300
- Mortgage insurance
- $79
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lucerne Valley home with as little as 3.5% down using an FHA loan — roughly $7,350 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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