1181 Marina
Needles, CA, 92363
$449,000
MLS: SR25252363
Beds
3
Baths
2
Sq Ft
1,674
Lot
0.11 ac
Year Built
2003
MLS #
SR25252363
Days on Market
115
Listed
Nov 2, 2025
Description
Welcome to your river retreat! This beautifully maintained 3-bedroom home, with a den that can double as a 4th bedroom, offers comfortable desert living at its finest. Bright and spacious with an open-concept layout, it features a large living room, dining area, and kitchen - perfect for entertaining or relaxing after a day on the water. Additional highlights include skylights, a separate laundry room, and a warm, inviting atmosphere throughout the community. Located in a friendly neighborhood, this home is ideal for both full-time residence and vacation getaway. The community amenities include private beaches with golf cart parking, a basketball and volleyball court, a pool, and a spa - all for the residents’ enjoyment. Best of all, it is just steps from the water and minutes from the Colorado River, Needles Marina, and Needles Golf Course! Step outside to a fully fenced backyard designed for entertaining or unwinding under the desert sky. Enjoy a covered patio, built-in gas and BBQ, and a cozy gas fire pit- the perfect spot to take in those peaceful, spectacular sunsets. The property also features an attached large 2-car boat garage, with interior access and a rear door for easy river access. Do not wait- this beautiful river home!
Location
Needles, San Bernardino County, CA 92363
Open on Google Maps ↗Listed by: Leslie Sinacori · Preferred Home Brokers
Payment estimate
$3,419
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $44,900 · Loan: $404,100
- Principal & Interest
- $2,483
- Property tax (1.25%)
- $468
- Homeowners insurance
- $300
- Mortgage insurance
- $168
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Needles home with as little as 3.5% down using an FHA loan — roughly $15,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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