11822 Kingston
Grand Terrace, CA, 92313
$547,000
MLS: IG26061204
Beds
3
Baths
2
Sq Ft
1,886
Lot
0.19 ac
Year Built
1967
MLS #
IG26061204
Days on Market
31
Listed
Mar 20, 2026
Description
Value add 3 bedroom 2 bath single-story home with a two car garage, private backyard, and no HOA in Grand Terrace. First time ever on the market! Home appraised for $585,000 in August 2025. Excellent option for a conventional buyer, or a buyer looking to make a home their own with an FHA rehab loan. Perfect canvas for investors, flippers, or homeowners looking to build instant equity with some TLC. This solid 1960's build is a classic ranch home, and has an excellent layout. There is a comfortable living room off the kitchen, and a large bonus room in the back. A primary bedroom has corner windows with tremendous natural light, and it's own bathroom with a walk in shower. Great Grand Terrace location, quiet but not far from the freeway. This home has great parking as well. There are city light views in the backyard. There is a semi-circular driveway out front and even a gate on the side for potential gated parking.
Location
Grand Terrace, San Bernardino County, CA 92313
Open on Google Maps ↗Listed by: JOSEPH SHAW · Shaw Real Estate Brokers
Payment estimate
$4,100
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $54,700 · Loan: $492,300
- Principal & Interest
- $3,025
- Property tax (1.25%)
- $570
- Homeowners insurance
- $300
- Mortgage insurance
- $205
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Grand Terrace home with as little as 3.5% down using an FHA loan — roughly $19,145 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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