11840 Beach Club Way
Malibu, CA, 90265
$2,795,000
MLS: 26646345
Beds
3
Baths
4
Sq Ft
1,924
Lot
0.03 ac
Year Built
1972
MLS #
26646345
Days on Market
8
Listed
Feb 2, 2026
Description
How fortunate to discover this beautiful three-bedroom, four-bathroom oceanfront retreat, offering an exceptional Malibu lifestyle at an incredible value. Located in the gated Malibu Bay Club, this special community provides direct beach access along with amenities including a pool and spa. The main level is designed for relaxed coastal living, featuring an ocean-view kitchen, living, and dining area, a full bath, and a covered deck, perfect for morning coffee or gorgeous sunset evenings. Two ocean-view bedrooms open to a shared balcony, where the sights and sounds of the sea create a serene backdrop. The lower level offers a spacious, self-contained studio with a kitchenette and 3/4 bath, ideal as a third bedroom, private office, or beach cabana. It opens directly to the patio with access to the beach below. Set along one of Malibu's most captivating stretches of coastline, this is a place to watch surfers and kite surfers glide by, spot dolphins and seals offshore, and enjoy the ever-changing beauty of the ocean - right outside your door.
Location
Malibu, Ventura County, CA 90265
Open on Google Maps ↗Listed by: Ellen Francisco · Coldwell Banker Realty
Payment estimate
$19,715
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $279,500 · Loan: $2,515,500
- Principal & Interest
- $15,456
- Property tax (1.25%)
- $2,911
- Homeowners insurance
- $300
- Mortgage insurance
- $1,048
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Malibu home with as little as 3.5% down using an FHA loan — roughly $97,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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