1188 Fierro Drive
Ojai, CA, 93023
$1,395,000
MLS: V1-33675
Beds
3
Baths
2
Sq Ft
1,471
Lot
0.32 ac
Year Built
1961
MLS #
V1-33675
Days on Market
96
Listed
Dec 9, 2025
Description
Twin Palms Cottage is a private oasis offering pleasant surprises around every corner. Mature, well-manicured landscaping greets you as you pull into the stamped concrete driveway with a two-car garage and guest parking. As you step inside, you find easy-care, wood-look tiles, crown molding, plantation shutters, an electric fireplace with a stacked stone surround, and an open floor plan that leads into the spacious dining room and remodeled kitchen. The three bedrooms in the main house have carpet, ceiling fans, large closets, and plantation shutters. When you step from the mud room to the backyard, this is where the private oasis feeling really begins with low-maintenance landscaping, a covered porch with two ceiling fans and gas fire pit, an outdoor television, a separately fenced pool and spa surrounded by a patio for entertaining, and a separately fenced yard with a workshop or studio, potting area, patio with awning, and the entrance to the one-bedroom, one bathroom ADU with full kitchen and living area..
Location
Ojai, Ventura County, CA 93023
Open on Google Maps ↗Listed by: Nora DAVIS · LIV Sothebys Ojai
Payment estimate
$9,990
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $139,500 · Loan: $1,255,500
- Principal & Interest
- $7,714
- Property tax (1.25%)
- $1,453
- Homeowners insurance
- $300
- Mortgage insurance
- $523
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ojai home with as little as 3.5% down using an FHA loan — roughly $48,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 93023 (Ojai) within ±10% of this home's price and size.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.