11886 Citadel
Fontana, CA, 92337
$685,000
MLS: WS26073566
Beds
4
Baths
3
Sq Ft
2,205
Lot
0.16 ac
Year Built
2009
MLS #
WS26073566
Days on Market
13
Listed
Apr 6, 2026
Description
Welcome to this charming home, perfect for first-time buyers looking for comfort, convenience, and value. Featuring well-proportioned rooms with the perfect amount of space, this home offers a functional layout designed for everyday living. Step outside to enjoy a spacious backyard, ideal for entertaining, gardening, or simply relaxing while taking in the beautiful views. Inside, you’ll find a warm and inviting atmosphere that makes it easy to feel right at home. Located in a highly desirable school district, this property is also just minutes away from shopping, dining, and easy freeway access, making commuting and daily errands a breeze. This home truly checks all the boxes—don’t miss this incredible opportunity to own a home that combines location, lifestyle, and affordability.
Location
Fontana, San Bernardino County, CA 92337
Open on Google Maps ↗Listed by: NATTAPONG RATTANAPAN · THE AGENCY
Payment estimate
$5,058
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $68,500 · Loan: $616,500
- Principal & Interest
- $3,788
- Property tax (1.25%)
- $714
- Homeowners insurance
- $300
- Mortgage insurance
- $257
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Fontana home with as little as 3.5% down using an FHA loan — roughly $23,975 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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★#1 Producing Individual Realtor — Antelope Valley
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