11918 Whitewater Lane
Malibu, CA, 90265
$1,549,000
MLS: 26757807
Beds
2
Baths
3
Sq Ft
1,075
Lot
0.04 ac
Year Built
1974
MLS #
26757807
Days on Market
2
Listed
Apr 20, 2026
Description
Commanding a premier position above the sand in Malibu's iconic Malibu Bay Club, this beautifully updated 2-bedroom, 3-bath oceanfront residence offers extraordinary views of the Pacific from both levels. Floor-to-ceiling glass opens to a private oceanfront terrace, creating a seamless indoor-outdoor experience and the feeling of floating above the water. The thoughtfully designed interior features wide-plank wood flooring, refined white cabinetry, stone countertops, and stainless steel appliances, all enhanced by abundant natural light. The open-concept layout is both elegant and functional, perfectly suited for relaxed coastal living and refined entertaining. Downstairs, two ocean-facing bedroom suites offer comfort and flexibility, each with updated ensuite baths and generous closet space. The secondary bedroom includes an adjoining office space, ideal for remote work or a quiet retreat, all set against a stunning coastal backdrop. Located within a gated community with a pool, spa, and direct beach access, this residence offers effortless Malibu living minutes from world-class surf, sandy beaches, and the shops and dining at Trancas Market.
Location
Malibu, Ventura County, CA 90265
Open on Google Maps ↗Listed by: Isabella Barnovsky · Pinnacle Estate Properties
Payment estimate
$11,060
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $154,900 · Loan: $1,394,100
- Principal & Interest
- $8,566
- Property tax (1.25%)
- $1,614
- Homeowners insurance
- $300
- Mortgage insurance
- $581
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Malibu home with as little as 3.5% down using an FHA loan — roughly $54,215 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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