ActiveSingleFamilyResidence

1193 W 13th Street

Upland, CA, 91786

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$880,000

MLS: CV26051847

Beds

4

Baths

2

Sq Ft

2,142

Lot

0.23 ac

Year Built

1978

MLS #

CV26051847

Days on Market

12

Listed

Mar 19, 2026

Description

This well-maintained single-level home offers a thoughtful layout designed for both comfortable everyday living & effortless entertaining. A spacious living room welcomes you w/ high ceilings, a cozy fireplace, & a charming built-in bench framed by illuminated shelving; perfect for showcasing favorite décor or treasured books. The dining room, set just one step up, carries the same soaring ceiling line, creating an open yet defined space for gatherings. From the dining area, a convenient pass-through leads to the kitchen & family room, while the long formal entry provides another graceful approach. Immediately off the entry to the right, double doors open to 1 of the 4 bedrooms; an ideal space for a den, office, or guest room w/ an additional door connecting to the main hallway. Just beyond the entry, before the family room, a hallway to the right leads to the remaining bedrooms & bathrooms. 3 of the 4 bedrooms include ceiling fans for added comfort. The primary suite is generously sized w/ a walk in closet & feature sliding doors that open to the backyard, where a sparkling pool w/ hot tub & covered patio create a relaxing retreat to enjoy rain or shine. The kitchen reflects thoughtful updates & years of care, w/ beautiful cabinetry, pull-out storage, & granite countertops. At the center sits a large island; perfect for casual meals, morning coffee, or watching a favorite show while dinner comes together. Note that the stove, microwave, dishwasher & refrigerator remains w/ the home. The inviting family room is designed for entertaining, centered around a stylish wet bar that complements the kitchen’s design; ideal as a coffee bar or a place to serve desserts while celebrating w/ loved ones. Storage is plentiful throughout the home, from generous pantry space to additional cabinets in the 2-car garage. Nearby, the oversized laundry room w/ its bright side window, offers ample wall space for extra shelving, pantry expansion, or a creative workspace. French doors from the family room & kitchen opens to the backyard, inviting you to relax under the covered patio or take a refreshing dip in the pool; perfect for enjoying sunny Southern California living at its best. Now it is time for you to SEE IT! LOVE IT! BUY IT! Added note: 2 yrs ago: water heater, pool filter and tile in garage. Pool grids replaced 80 of them at $80.00 each. 5-6 yrs ago pool heater & motor replaced. 7-8 yrs ago: AC & Furnace. Walk/Ride to shops & restaurants

Location

Upland, San Bernardino County, CA 91786

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Listed by: Kimberly Olbrich · CENTURY 21 CITRUS REALTY INC

Payment estimate

$6,413

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $88,000 · Loan: $792,000

%
Principal & Interest
$4,866
Property tax (1.25%)
$917
Homeowners insurance
$300
Mortgage insurance
$330
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Upland home with as little as 3.5% down using an FHA loan — roughly $30,800 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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