120 Hueneme Avenue
Oxnard, CA, 93035
$1,129,000
MLS: V1-34188
Beds
2
Baths
1
Sq Ft
1,202
Lot
0.05 ac
Year Built
1970
MLS #
V1-34188
Days on Market
78
Listed
Jan 19, 2026
Description
Say yes to the beach life! This iconic 2-bed, 1-bath A-frame with a spacious loft is a true Silver Strand classic. A rare opportunity to bring your creativity to a timeless coastal design. Built in 1970, the home features wood-beam ceilings, an open living area, and a large flexible loft for guests, office, or extra hangout space. Enjoy ocean air and easy surf checks from the large deck off the loft. Full of vintage character, it's just steps from the sand and offers laid-back coastal living at its best. Whether you're dreaming of a year-round beach home, a weekend getaway, or a savvy investment property, this is the property for you!
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Juliet Esquibias · Coldwell Banker Realty
Payment estimate
$8,143
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $112,900 · Loan: $1,016,100
- Principal & Interest
- $6,243
- Property tax (1.25%)
- $1,176
- Homeowners insurance
- $300
- Mortgage insurance
- $423
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $39,515 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Oxnard, CA 93035 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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