Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

12022 Loyola Court

Fontana, CA, 92337

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$735,000

MLS: AR25276463

Beds

4

Baths

3

Sq Ft

1,896

Lot

0.19 ac

Year Built

2009

MLS #

AR25276463

Days on Market

92

Listed

Dec 15, 2025

Description

This house was built by KB Homes in 2009. These 4 bedrooms 2 ½ bathrooms house has a modern floor plan. There is a laundry room and a pantry on the first floor. There is a comfortable loft on the second floor that can be use as an office, children’s play room, or extra living room. Three of the bedrooms faces the front and have spectacular city view of Fontana at night. The master bedroom has a full bath with walk-in closet. The master faces the back and has a spectacular view of the mountain. Kitchen has granite countertops, an island, dark oak cabinets and California wood shutters. Modern recess lighting throughout the entire house. Central AC for heating and cooling. Attached 2 car garage. The large backyard was recently remodeled with pavers, LED highlights and a custom wood iron gate. This backyard is ideal for barbecues, entertaining friends and family, or just relaxing after work. There are beautiful hiking trails that start at the end of the street and loops behind the house up the mountain. House is on a quiet cul-de-sac street and is very safe for children to play on.

Location

Fontana, San Bernardino County, CA 92337

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Listed by: Aldon Chiwa Lai · High Ten Partners, Inc.

Payment estimate

$5,406

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $73,500 · Loan: $661,500

%
Principal & Interest
$4,064
Property tax (1.25%)
$766
Homeowners insurance
$300
Mortgage insurance
$276
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Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Fontana home with as little as 3.5% down using an FHA loan — roughly $25,725 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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