12040 Clora
El Monte, CA, 91732
$860,000
MLS: AR26079697
Beds
4
Baths
3
Sq Ft
2,076
Lot
0.24 ac
Year Built
1951
MLS #
AR26079697
Days on Market
4
Listed
Apr 15, 2026
Description
Single-story fixer in El Monte on a 10,000+ sq ft lot with great potential. Fresh interior paint provides a clean start for your updates. Spacious backyard with mature fruit trees, a detached garage, and a gated driveway. Conveniently located near restaurants, shopping, and public transportation. Excellent opportunity for homeowners or investors—don’t miss it!
Location
El Monte, Los Angeles County, CA 91732
Open on Google Maps ↗Listed by: Kitty Ho · Wetrust Realty
Payment estimate
$6,274
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $86,000 · Loan: $774,000
- Principal & Interest
- $4,756
- Property tax (1.25%)
- $896
- Homeowners insurance
- $300
- Mortgage insurance
- $323
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this El Monte home with as little as 3.5% down using an FHA loan — roughly $30,100 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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