12049 California
Yucaipa, CA, 92399
$478,000
MLS: IV25278346
Beds
2
Baths
2
Sq Ft
728
Lot
0.07 ac
Year Built
1945
MLS #
IV25278346
Days on Market
74
Listed
Dec 18, 2025
Description
Very unique property. It's a house! wait! It's an Office. Wait. It can be both. This property is zoned commercial and residential. There are so many possibilities. Beautiful completely remodeled 2 bedroom 1 1/2 bath home. It is located in the Historic Yucaipa Uptown right across from the Yucaipa Performing Arts Center (YPAC). Great starter home for a young family. Or, great office for an attorney or other business. This fits the bill in either case. Must see to appreciate. RV parking in the drive way in the back of the house. Plenty of storage, two storage sheds. It has a small cellar in the bottom of the house for storage as well. There is plenty of room in the front for a monument sign if the property is used for an office or business. Central air and heat. Bring us an offer.
Location
Yucaipa, San Bernardino County, CA 92399
Open on Google Maps ↗Listed by: BOBBY DUNCAN · Omni Brokers
Payment estimate
$3,620
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $47,800 · Loan: $430,200
- Principal & Interest
- $2,643
- Property tax (1.25%)
- $498
- Homeowners insurance
- $300
- Mortgage insurance
- $179
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Yucaipa home with as little as 3.5% down using an FHA loan — roughly $16,730 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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