12075 James Street
Boron, CA, 93516
$175,000
MLS: 26000879
Beds
2
Baths
1
Sq Ft
680
Lot
0.13 ac
Year Built
1940
MLS #
26000879
Days on Market
85
Listed
Feb 3, 2026
Description
Look at this adorable recently refurbished 2 bedrooms 1 bath home. Corner home with lot of land space fully fenced, upgraded windows, newer roof, indoor laundry room. House is connected to public utilities - Natural Gas - Public water - Sewer connected. This is must see you won't be disappointed.
Location
Boron, Kern County, CA 93516
Open on Google Maps ↗Listed by: Edgar Alfaro · Antelope Realty
Payment estimate
$1,516
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $17,500 · Loan: $157,500
- Principal & Interest
- $968
- Property tax (1.25%)
- $182
- Homeowners insurance
- $300
- Mortgage insurance
- $66
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Boron home with as little as 3.5% down using an FHA loan — roughly $6,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93516 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Boron. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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