Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

1208 E 42nd

San Bernardino, CA, 92404

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$1,079,000

MLS: CV26044518

Beds

4

Baths

3

Sq Ft

2,400

Lot

0.73 ac

Year Built

1956

MLS #

CV26044518

Days on Market

30

Listed

Mar 1, 2026

Description

Exceptional multi-unit property offering luxury, versatility, and income potential in desirable North San Bernardino! Situated on an expansive 3/4-acre lot with breathtaking mountain views, this turnkey estate features a beautifully upgraded main residence plus two additional un-permitted ADU's - perfect for multi-generational living or investment opportunities. The main home offers approximately 2,400 sq ft with 4 bedrooms and 3 bathrooms, designed with an open concept layout ideal for modern living. The chef's kitchen features quartz countertops, a large walk-in pantry, and flows seamlessly into the spacious family room. Stylish laminate flooring runs throughout, and the primary suite includes a flexible bonus room - perfect for a home office, nursery or retreat. The master bathroom is a true spa-like escape with a custom walk-in tile shower featuring dual shower heads and high-end finishes. In addition to the main residence, the attached un-permitted ADU offers approximately 500 sq ft with 1 bedroom and 1 bathroom. This private space is ideal for guests or rental income. The detached un-permitted ADU approximately 1400 sq ft, showcases impressive design with modern concrete stained flooring, granite countertops, large windows for natural light and a roll up door for indoor/outdoor living and airflow. This unique space offers a variety of uses. The exterior is impressive with mature trees and a tranquil water feature, creating a serene, private setting. All outdoor water is supported by a private spring fed irrigation pump system, providing an efficient and cost-effective solution for maintaining the expansive grounds. Enjoy outdoor living with a built in BBQ, and plenty of space to relax or entertain. The property is secured with an electric gated entry and offers abundant parking, including RV. Located near California State University, San Bernardino with convenient access to shopping, dining and commuter routes. This rare property combines luxury living with incredible functionality and investment potential.

Location

San Bernardino, San Bernardino County, CA 92404

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Listed by: Angeline Hickam · PRICE REAL ESTATE GROUP INC

Payment estimate

$7,795

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $107,900 · Loan: $971,100

%
Principal & Interest
$5,967
Property tax (1.25%)
$1,124
Homeowners insurance
$300
Mortgage insurance
$405
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Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $37,765 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Local Market Stats

See San Bernardino, CA 92404 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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