12126 Oracle Street
Norwalk, CA, 90650
$679,000
MLS: OC26066039
Beds
2
Baths
1
Sq Ft
768
Lot
0.12 ac
Year Built
1949
MLS #
OC26066039
Days on Market
2
Listed
Mar 27, 2026
Description
This starter home is a great opportunity for someone downsizing or looking for their first home. The cottage style home has a surprisingly open and bright feel. An open kitchen concept that flows into the living room. The kitchen has granite counters, stainless appliances and tile floors. Lots of windows for natural light. Beautiful front porch for relaxing morning coffee. Big back yard with grass and custom hardscape. Lemon and Orange trees. Enjoy summer bbq's under the lighted pergola with friends and family. There's plenty of backyard space to expand the house or add an ADU (check with city for allowances). The roof is newer along with a new A/C system, water softener and tankless water heater. The bathroom has been upgraded with newer tile, vanity and light fixture. Beautiful laminate flooring throughout. Prime inside tract location in a great neighborhood. Conveniently located near schools, shopping and restaurants with easy access to several major freeways. This house is full of charm and will go fast. Buy this wonderful home and make it your own.
Location
Norwalk, Los Angeles County, CA 90650
Open on Google Maps ↗Listed by: Stephen Demos · Coldwell Banker Realty
Payment estimate
$5,017
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $67,900 · Loan: $611,100
- Principal & Interest
- $3,755
- Property tax (1.25%)
- $707
- Homeowners insurance
- $300
- Mortgage insurance
- $255
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Norwalk home with as little as 3.5% down using an FHA loan — roughly $23,765 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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