Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
Under ContractSingleFamilyResidence

1214 Gregory Street

Ojai, CA, 93023

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$720,000

MLS: SR25230755

Beds

2

Baths

1

Sq Ft

908

Lot

0.10 ac

Year Built

1973

MLS #

SR25230755

Days on Market

171

Listed

Oct 24, 2025

Description

Charming Ojai Home in Golden West Tract! This 2-bedroom, 1-bath home features an enclosed patio room for extra living space, a bright kitchen with wood cabinets and Corian-style counters, and wood flooring throughout. Enjoy mountain views from the low-maintenance backyard with alley access and vinyl fencing. Complete with a two-car garage and just a short walk to the Ojai Trolley and the Arcade.

Location

Ojai, Ventura County, CA 93023

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Listed by: Norma Rodriguez · Real Brokerage Technologies Inc

Payment estimate

$5,301

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $72,000 · Loan: $648,000

%
Principal & Interest
$3,981
Property tax (1.25%)
$750
Homeowners insurance
$300
Mortgage insurance
$270
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Ojai home with as little as 3.5% down using an FHA loan — roughly $25,200 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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