12141 Centralia 309
Lakewood, CA, 90715
$415,000
MLS: PW26044752
Beds
1
Baths
1
Sq Ft
731
Lot
1.44 ac
Year Built
1984
MLS #
PW26044752
Days on Market
23
Listed
Mar 3, 2026
Description
Welcome to 12141 Centralia Street 309 in Lakewood, a top floor condo located in a secure gated community of Lakewood Terrace and close to everything you need. Enjoy easy access to nearby schools, shopping centers, and major freeways, making everyday living and commuting simple and convenient. Inside, you will find upgraded flooring throughout and a remodeled kitchen featuring quartz countertops and a new garbage disposal. The bathroom has been tastefully upgraded and the custom closet shelving adds both style and functionality. Plantation shutters bring in natural light while offering privacy, and the newer AC unit keeps the home comfortable year round. The HOA offers a pool, spa, and clubhouse for residents to enjoy. This unit also includes two assigned parking spaces, one in the parking garage and one in an exterior assigned space, providing added convenience and flexibility. This is a move in ready opportunity in a well loved home in a convenient location.
Location
Lakewood, Los Angeles County, CA 90715
Open on Google Maps ↗Listed by: Khoi Le · Torelli Realty
Payment estimate
$3,183
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $41,500 · Loan: $373,500
- Principal & Interest
- $2,295
- Property tax (1.25%)
- $432
- Homeowners insurance
- $300
- Mortgage insurance
- $156
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lakewood home with as little as 3.5% down using an FHA loan — roughly $14,525 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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