12155 Napoli Drive
Cerritos, CA, 90703
$880,000
MLS: DW26045100
Beds
3
Baths
3
Sq Ft
1,961
Lot
0.06 ac
Year Built
1989
MLS #
DW26045100
Days on Market
29
Listed
Mar 18, 2026
Description
ABC School District + Cerritos + Gated Community = Opportunity. This freshly painted townhome offers a bright, open floor plan with soaring ceilings and abundant natural light throughout. The formal living and dining areas create a spacious setting for both everyday living and entertaining. The kitchen features quartz countertops, a new beverage fridge, ample cabinetry, breakfast nook, and a seating bar, opening seamlessly to the family room with fireplace and direct access to the private patio—ideal for indoor-outdoor living. Upstairs, the primary suite features high ceilings, generous space, and an en-suite bathroom. Bathrooms throughout the home have been recently upgraded, adding a fresh and modern touch. Two additional bedrooms offer flexibility for guests, home office, or gym. Interior features include laminate wood flooring, recessed lighting, and large windows throughout. Additional highlights include a 2-car attached garage with direct access, laundry hook-ups with additional storage, and access to community amenities including pool and spa. Conveniently located near the Cerritos Library, Cerritos Mall, variety of dining options, and close to the 605 and 91 FWY. This home presents a rare opportunity to own in a gated Cerritos community within the highly sought-after ABC Unified School District.
Location
Cerritos, Los Angeles County, CA 90703
Open on Google Maps ↗Listed by: Silvia Carter · eHomes
Payment estimate
$6,413
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $88,000 · Loan: $792,000
- Principal & Interest
- $4,866
- Property tax (1.25%)
- $917
- Homeowners insurance
- $300
- Mortgage insurance
- $330
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Cerritos home with as little as 3.5% down using an FHA loan — roughly $30,800 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Cerritos, CA 90703 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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