1217 White
Bakersfield, CA, 93307
$290,000
MLS: DW26049807
Beds
4
Baths
2
Sq Ft
1,423
Lot
0.15 ac
Year Built
1965
MLS #
DW26049807
Days on Market
1
Listed
Mar 6, 2026
Location
Bakersfield, Kern County, CA 93307
Open on Google Maps ↗Listed by: Noemi Lemus · Coldewll Banker Leaders
Payment estimate
$2,314
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $29,000 · Loan: $261,000
- Principal & Interest
- $1,604
- Property tax (1.25%)
- $302
- Homeowners insurance
- $300
- Mortgage insurance
- $109
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $10,150 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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