122 Spindrift Lane
Rancho Palos Verdes, CA, 90275
$3,499,999
MLS: SW26086534
Beds
2
Baths
2
Sq Ft
1,159
Lot
0.10 ac
Year Built
1950
MLS #
SW26086534
Days on Market
1
Listed
Apr 21, 2026
Description
Location, location, location. Oceanfront beach house in Rancho Palos Verdes, at the Portuguese Bend Beach Club (PBC). There are 180 degree views of the ocean directly out your living room window, and you can also see Catalina. No homes are located in front of you, just a sandy beach and ocean. Watch dolphins and surfers from your living room. Unbelievable sunsets! PBC is a gated oceanfront community. This property location is truly spectacular!!! House will be sold as-is, and needs some land movement repairs. Remodel and create your own paradise. Portuguese Bend Beach Club is a private, gated community, with amazing homeowner amenities. Come see for yourself. It just doesn’t get any better than this!!!
Location
Rancho Palos Verdes, Los Angeles County, CA 90275
Open on Google Maps ↗Listed by: Sinan Zakaria · Listed Simply
Payment estimate
$24,612
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $350,000 · Loan: $3,149,999
- Principal & Interest
- $19,354
- Property tax (1.25%)
- $3,646
- Homeowners insurance
- $300
- Mortgage insurance
- $1,312
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Palos Verdes home with as little as 3.5% down using an FHA loan — roughly $122,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Rancho Palos Verdes, CA 90275 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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