1220 W Robert Avenue
Oxnard, CA, 93030
$800,000
MLS: V1-35376
Beds
4
Baths
2
Sq Ft
1,928
Lot
0.17 ac
Year Built
1962
MLS #
V1-35376
Days on Market
27
Listed
Mar 25, 2026
Description
This 1962 Classic Ranch Home in North Oxnard offers a unique and flexible floor plan, well-suited for a variety of living arrangements. This classic 4-bedroom, 2-bathroom home is a rare find, featuring a spacious layout with a comfortable family room and well-maintained windows. The original living room has been thoughtfully transitioned into an additional bedroom featuring its own closet, providing extra accommodations for a household needing more space.Key Property Features:Generous Lot Size: A spacious lot of over 7,400 sq. ft. features a lush backyard, a covered patio, and a mature orange tree--perfect for enjoying the local climate.Exceptional Parking: Includes a 20-foot RV pad with easy alley access and a detached two-car garage.Versatile Bonus Spaces: The detached garage currently includes two bonus rooms, offering excellent potential for a private home office, creative studio, or climate-controlled storage.Interior Refinements: A full bathroom remodel was completed in 2021, bringing contemporary finishes and a fresh feel to the home's interior.Prime Accessibility: Located on an extra-wide street with ample guest parking near Gonzales Road, H Street, and Ventura Road.Properties of this caliber and character are rarely available; this is a distinguished choice for the discerning buyer seeking a residence with exceptional potential. FLEXIBLE Closing dates available
Location
Oxnard, Ventura County, CA 93030
Open on Google Maps ↗Listed by: Maria Abundis · Maria Abundis, Broker
Payment estimate
$5,857
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $80,000 · Loan: $720,000
- Principal & Interest
- $4,424
- Property tax (1.25%)
- $833
- Homeowners insurance
- $300
- Mortgage insurance
- $300
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $28,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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