1221 14th STREET
Hermosa Beach, CA, 90524
$1,550,000
MLS: SB26062925
Beds
3
Baths
2
Sq Ft
1,581
Lot
0.04 ac
Year Built
1965
MLS #
SB26062925
Days on Market
7
Listed
Mar 26, 2026
Description
Coming to market for the first time in decades, this exceptional residence offers a unique opportunity to embrace the coveted coastal lifestyle synonymous with Hermosa Beach. Situated in the highly desirable Hermosa Beach Hills, this bright and inviting single-family home encompasses nearly 1,600 square feet of comfortable living space. Enjoy refreshing ocean breezes and peekaboo ocean views from the generously sized balcony off the upstairs living room. The living area features vaulted beamed ceilings with a ceiling fan and a cozy wood-burning fireplace, creating an ideal space for relaxation. This spacious home includes 3 well-appointed bedrooms—2 located upstairs—and 2 full bathrooms. The downstairs bedroom offers convenient and comfortable living, situated adjacent to the kitchen, allowing close proximity to one of the full bathrooms, as well as strolling to the enclosed backyard area, ensuring ease of access and functionality. Additional highlights include a two-car attached garage with ample storage and laundry area and a lot of storage throughout the home. Perched on a peaceful, sun-drenched cul-de-sac within a lovely neighborhood, the property offers convenient access to renowned restaurants, a short walking distance to the beach, and easy freeway and shopping accessibility. With your personal vision and some updating, this property presents a fantastic opportunity to create the home you've always dreamed of!
Location
Hermosa Beach, Los Angeles County, CA 90524
Open on Google Maps ↗Listed by: Devra Zandell · Estate Properties
Payment estimate
$11,067
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $155,000 · Loan: $1,395,000
- Principal & Interest
- $8,571
- Property tax (1.25%)
- $1,615
- Homeowners insurance
- $300
- Mortgage insurance
- $581
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Hermosa Beach home with as little as 3.5% down using an FHA loan — roughly $54,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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