12251 Ramona Blvd
El Monte, CA, 91732
$680,000
MLS: WS26062170
Beds
3
Baths
3
Sq Ft
1,463
Lot
0.04 ac
Year Built
1987
MLS #
WS26062170
Days on Market
6
Listed
Mar 25, 2026
Description
Beautifully upgraded and move-in ready, this well-maintained condo offers an ideal blend of comfort, style, and convenience within a desirable gated community. Featuring 3 bedrooms and 2.5 bathrooms, along with an attached 2-car garage, the home boasts a spacious and functional layout suited for both everyday living and long-term investment. The primary suite offers a generous layout with walk-in closets, while the living areas are open and inviting, creating a comfortable and cohesive flow throughout the home. Recent upgrades include tastefully remodeled bathrooms with high-end finishes, upgraded kitchen cabinets and countertops, dual-pane windows, a newer water heater, and an updated sub electrical panel with EV charging capability providing both modern comfort and added value. Conveniently located near Freeways 605 and 10, as well as shopping centers, dining, schools, and public transportation. With a low HOA that includes water and trash, this home presents an excellent opportunity for both homeowners and investors. Opportunities like this are rare—don’t miss your chance to own in one of El Monte’s most convenient locations.
Location
El Monte, Los Angeles County, CA 91732
Open on Google Maps ↗Listed by: SANNY YOU · ALLIANCE REALTY KINGDOM INC.
Payment estimate
$5,024
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $68,000 · Loan: $612,000
- Principal & Interest
- $3,760
- Property tax (1.25%)
- $708
- Homeowners insurance
- $300
- Mortgage insurance
- $255
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this El Monte home with as little as 3.5% down using an FHA loan — roughly $23,800 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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