1226 Chelsea Avenue
Santa Monica, CA, 90404
$2,573,000
MLS: 26645517
Beds
6
Baths
5
Sq Ft
3,038
Lot
0.12 ac
Year Built
1958
MLS #
26645517
Days on Market
78
Listed
Jan 30, 2026
Description
Welcome to 1226 Chelsea Ave, a stunning single-family home with 3 additional one bedroom units, in Northern Santa Monica. This spacious main residence is an impressive 3 bedroom living space, decorator done, light and airy, with solid maple hardwood flooring with ample room for a baby grand piano.A high quality custom kitchen was installed by the meticulous owner along with stone counters. The home recently received a new roof, as well as a new Air conditioning and heating system (2025)The property also features 3 separate one bedroom apartments, each with their own kitchen and bathroom.Step into the inviting living areas and discover seamless transitions between spaces, ideal for both entertaining and relaxing. The outdoor deck is perfect for enjoying the Southern California lifestyle, whether you're hosting a gathering or unwinding in your private retreat.This home has newly installed central heating and cooling, ensuring year-round comfort, and a laundry area complete with washer/dryer hookups and included appliances for added convenience. Parking is a breeze with an on-site garage and additional parking provided.For peace of mind, the property is equipped with a security gate, security system, and video security. These thoughtful features prioritize safety and privacy while enhancing the overall appeal of the property.Situated on a desirable street, this home offers a perfect blend of comfort, practicality, and style. Don't miss your opportunity to experience all that 1226 Chelsea Ave has to offer. Schedule your private tour today!
Location
Santa Monica, Los Angeles County, CA 90404
Open on Google Maps ↗Listed by: Andrew Robarge · Compass
Payment estimate
$18,173
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $257,300 · Loan: $2,315,700
- Principal & Interest
- $14,228
- Property tax (1.25%)
- $2,680
- Homeowners insurance
- $300
- Mortgage insurance
- $965
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $90,055 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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