12273 Overcrest Drive
Yucaipa, CA, 92399
$690,000
MLS: 26659899
Beds
3
Baths
2
Sq Ft
1,596
Lot
1.77 ac
Year Built
1923
MLS #
26659899
Days on Market
47
Listed
Mar 6, 2026
Description
Beautiful property nestled among high-end homes with scenic views. This charming farmhouse sits on a rare 1.77-acre lot offering exceptional potential to remodel, rebuild, or create your dream estate. The home needs TLC / major repairs, but the possibilities are endless, including the potential for lot subdivision. Features include hills, stone walls, winding circular drive, and an elevated position above the street. Utilities are in place, and nearby homes highlight the desirable, family-friendly neighborhood. A truly rare opportunity on a large, versatile lotsee it for yourself and imagine what could be built here.
Location
Yucaipa, San Bernardino County, CA 92399
Open on Google Maps ↗Listed by: Yong Su Koh · Urban Real Estate, Inc.
Payment estimate
$5,093
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $69,000 · Loan: $621,000
- Principal & Interest
- $3,816
- Property tax (1.25%)
- $719
- Homeowners insurance
- $300
- Mortgage insurance
- $259
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Yucaipa home with as little as 3.5% down using an FHA loan — roughly $24,150 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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